The Bank Verification Number (BVN) is a unique identification number issued to every bank customer in Nigeria. Introduced by the Central Bank of Nigeria (CBN) to curb and reduce illegal banking transactions in Nigeria, it helps to protect customer’s accounts from unauthorized access. One of the most convenient ways to check your BVN is through your mobile network, such as MTN. This article provides a detailed, step-by-step guide on how to check your BVN using MTN.
Understanding BVN
The BVN is an 11-digit number that acts as a universal ID in all banks in Nigeria. It was introduced to protect customers’ accounts from fraud and theft by linking all bank accounts to one unique identifier. The BVN ensures the security of transactions in the Nigerian banking industry and offers a greater level of convenience and security for banking customers.
Requirements for Checking BVN on MTN
Before you can check your BVN using MTN, you need to ensure you have the following:
- An MTN SIM card is inserted into your mobile phone.
- The phone number registered with your BVN.
- Sufficient airtime to cover the service fee (usually around N20).
Step-by-Step Guide to Checking BVN on MTN
Step 1: Ensure Your Phone Has Sufficient Airtime
Before you begin, ensure your phone has a minimum balance of N20. This amount will be deducted as the service fee for checking your BVN.
Step 2: Dial the BVN USSD Code
To check your BVN, simply dial 5650# on your MTN line. This USSD code is specifically designed to retrieve BVN information.
Step 3: Follow the On-Screen Instructions
Once you dial the code, follow the prompts on your screen. The system will confirm the phone number from which you are making the request is registered with your BVN.
Step 4: Receive Your BVN via SMS
After following the on-screen instructions, you will receive your BVN via SMS. This typically happens within a few seconds, but it can sometimes take a bit longer depending on network conditions.
Troubleshooting Common Issues
- No SMS Received: If you do not receive the SMS with your BVN, ensure your phone has sufficient network coverage and try again. Also, check if your SIM card is properly inserted and active.
- Insufficient Airtime: If you do not have enough airtime, recharge your phone and try again.
- Unregistered Phone Number: If the phone number you are using is not registered with your BVN, you will not be able to retrieve it using this method. Visit your bank to update your phone number.
Alternatives to Checking BVN
While using the MTN USSD code is convenient, there are other ways to check your BVN:
- Bank Branches: Visit any branch of your bank and request your BVN.
- Internet Banking: Log into your Internet banking portal to view your BVN.
- Banking Apps: Many banks’ mobile apps also display your BVN.
Comparatively, the MTN USSD method is quicker and can be done from the comfort of your home without the need for internet access.
Frequently Asked Questions (FAQs)
- Can I check my BVN with any mobile network other than MTN? Yes, the BVN USSD code (5650#) works on other mobile networks in Nigeria such as Airtel, Glo, and 9mobile.
- Is there a cost associated with checking BVN on MTN? Yes, the service typically costs around N20, which is deducted from your airtime balance.
- What should I do if I forget my BVN? You can always retrieve your BVN by dialing 5650# again, visiting your bank, or using your bank’s mobile app or internet banking.
Conclusion
Checking your BVN on MTN is a quick and easy process that ensures you have access to your banking information whenever you need it. By following the steps outlined in this guide, you can conveniently retrieve your BVN without any hassle. Remember to keep your BVN secure and avoid sharing it with unauthorized persons to prevent fraudulent activities.